Dr. Md Aslam Mia

Profile-Detail

Position: Senior Lecturer


Academic Qualifications:
Ph.D. University of Malaya, Malaysia
Development Studies (microfinance)

BECS, International Islamic University Malaysia

HSC (Science group), Govt. A. H. College, Bogura, Bangladesh.

SSC (Science group), Manikchak High School, Bogura, Bangladesh

 

Contacts:
Room: Cabin-C03
Phone:5944
Email: aslammia@usm.my

 

Biodata:
Dr. Md Aslam Mia is currently serving as a Senior Lecturer (finance section) at the School of Management (SOM), Universiti Sains Malaysia (USM). He holds Ph.D. in development studies (research area: microfinance) from Faculty of Economics and Administration, University of Malaya (UM). He completed his Bachelor’s in Economics (major in finance) from International Islamic University Malaysia (IIUM) in 2013 with ‘first class first’ distinction. Dr. Mia has actively researched and published numerous articles in ISI and Scopus indexed journals related to productivity and efficiency of microfinance institutions, market structure and urban economics. Among some of the journals he has published are, The European Journal of Development Research, Business History, Journal of the Asia Pacific Economy, Journal of Cleaner Production, Social Indicators Research, International Journal of Social Economics, Cities, Quality and Quantity, Economic Analysis and Policy, Strategic Change, Journal of Economics and Administrative Sciences and other internationally reputed journals. He also actively serves as a reviewer for ISI and Scopus indexed journals on an ad hoc basis. Due to his significant contribution in research and publications, he has been awarded “PhD Candidate with Highest Impact Publications" by ‘Universiti Malaya Excellence Award 2018’. Additionally, he had also received the Best student award (in three different categories: overall, academic, department) during the 29th Convocation of IIUM. To disseminate knowledge to the wider audience and contribute to the society, he has conducted various workshop/ training on STATA, Data Envelopment Analysis (DEA) and how to get published in both public and private universities in Bangladesh, Indonesia & Malaysia. Apart from academia, Dr. Mia has worked in the Asian Development Bank (ADB), Manila, Philippines as an intern in 2017.

 

Research

Research Area: 
Microfinance & Financial Inclusion, Poverty and Development Economics, Productivity and Efficiency, Banking and Finance, Market Structure, Housing and Urban Economics.


Research Project:

On-going Research:

Mia, M. A (principal investigator) (2019). Female Participation and Performance of Microfinance Institutions: A Penal Evidence. Bridging-Incentives grant by Universiti Sains Malaysia, Amount (RM 5000), Pulau Penang, Malaysia. 15 June 2019 – 14 Jun 2020.

 

Completed Research:

Publication


Selected Publications in Journals:

  1. Mia, M. A., Dalla Pellegrina, L., Van Damme, P., & Wijesiri, M. (2019). Financial Inclusion, Deepening and Efficiency in Microfinance Programs: Evidence from Bangladesh. The European Journal of Development Research, 31(4), 809-835. doi:10.1057/s41287-018-0188-6 [ISI-Tier 3, JIF (2017) =1.323, Palgrave Macmillan].
  1. Zhang, M & Mia, M. A. (2019). Rooting in Nanyang: How Efficient are Chinese Manufacturing Firms in Malaysia? The Singapore Economic Review (online first). doi:10.1142/s0217590819500516, [ISI-Tier 4, JIF = 0.495, World Scientific Publishing]
  1. Begum, H., Alam, A, Mia, M. A., Bhuiyan, F. and Ghani, A. (2019), "Development of Islamic microfinance: a sustainable poverty reduction approach", Journal of Economic and Administrative Sciences, 35 (3), 143-157. https://doi.org/10.1108/JEAS-01-2018-0007 (ESCI and ABDC, Emerald).
  1. Rana, M. S., Mia, M. A, Ismail, I. B., Ismail, M. N. B (2019). Evaluating Productivity of Microfinance Institutions (MFIs): Evidence from Palestine and Jordan. The Journal of Development Practice (JDP), 5(1), 1-10. [Non-ISI, Non-Scopus, Assam Don Bosco University]
  1. Mia, M. A., Lee, H.A., Chandran, V. G. R., Rasiah, R., & Rahman, M. (2019). History of microfinance in Bangladesh: A life cycle theory approach. Business History, 61(4), 703-733. doi:10.1080/00076791.2017.1413096 [ISI-Tier 1, JIF (2017) =1.075, Taylor & Francis]
  1. Masud, M. M., Rana, M. S., Mia, M. A., & Saifullah, M. K (2019). How Productive Are Life Insurance Institutions in Malaysia? A Malmquist Approach. Journal of Asian Finance, Economics and Business, 6(1), 241-248 (Scopus, KODISA).
  1. Mia, M.A. Financial Structure of Microfinance Institutions: Evidence from Bangladesh. Accepted in Journal of Developing Areas (In press) (ERA, Project Muse).
  1. Mia, M. A. (2018). Evolution of Market Concentration and Competition in the Microfinance Industry of Bangladesh. International Journal of Social Economics, 45(6), 989-1007, DOI: doi.org/10.1108/IJSE-10-2016-0281 (Scopus & ESCI, Emerald).
  1. Mia, M. A., Miao, Z., Cheng, Z., & Kim, Y. (2018). Are Microfinance Institutions in Southeast Asia Pursuing Objectives of Greening the Environment? Journal of the Asia Pacific Economy, 23(2), 229–245. DOI:10.1080/13547860.2018.1442147 [ISI-Tier 4, JIF (2017) =0.627, Taylor & Francis].
  1. Mia, M.A., Zhang, M., Rasiah, R., & Alam, A. S. A. F. (2018). Evaluating Productivity of Chinese Microfinance Institutions (MFIs): A Malmquist Approach. The Chinese Economy, 51 (5), 432-445, DOI:10.1080/10971475.2018.1479603 (Scopus, Taylor & Francis).
  1. Mia, M. A., Rahman, M., Ismail, I. B., & Isa, C.R (2018). Factors Affecting the Financing Cost of Microfinance Institutions: Panel Evidence. Enterprise Development and Microfinance 29(2), 103–117. (Scopus, Practical Action Publishing).
  1. Mia, M. A., & Rana, M. S. (2018). What Affects Portfolio Yield of Microfinance Institutions? Evidence from Bangladesh. African Journal of Science, Technology, Innovation and Development, 10(3), 345-353. (Scopus & ESCI, Taylor & Francis).
  1. Mia, M. A., & Hwok-Aun, L (2017). Mission Drift and Ethical Crisis in Microfinance Institutions: What Matters? Journal of Cleaner Production. 164, 102-114. DOI: https://doi.org/10.1016/j.jclepro.2017. 06.176 [ISI-Tier 1, JIF (2017) =5.651, Elsevier]
  2. Mia, M.A (2017). What Causes Multiple Borrowing in Microfinance? A Developing Country Experience. Strategic Change, 26 (2), 83-99. DOI: 10.1002/jsc.2112 (Scopus, Willey Blackwell).
  1. Mia, M.A (2017). An Overview of the Microfinance Sector in Bangladesh. East Asian Journal of Business Management, 7(2), 31-38. DOI:10.13106/eajbm.2017.vol7. no2.31. (Non- Scopus/Non-ISI, KODISA).
  1. Mia, M.A (2017). Interest Rate Caps in Microfinance: Issues and Challenges. International Journal of Industrial Distribution & Business, 8(3), 19-23. DOI: http://dx.doi.org/10.13106/ijidb.2017.vol8.no3.21 (Non- Scopus/Non-ISI, KODISA).
  1. Mia, M. A., & Ben Soltane, B. I., (2016). Productivity and Its Determinants in Microfinance Institutions (MFIs): Evidence from South Asian Countries. Economic Analysis and Policy, 51, 32-45. DOI: 10.1016/j.eap.2016.05.003. (Scopus, Elsevier).
  1. Mia, M.A. & VGR Chandran (2016). Measuring Financial and Social Outreach Productivity of Microfinance Institutions in Bangladesh. Social Indicators Research, 127(2), 505-52. DOI: 10.1007/s11205-015-0979-5. [ISI-Tier 1, JIF (2016)= 1.743, Springer].
  1. Mia, M. A., Nasrin, S., & Cheng, Z (2016). Quality, Quantity and Financial Sustainability of Microfinance: Does Resource Allocation Matter? Quality & Quantity, 50, 1285-1298. DOI: 10.1007/s11135-015-0205-1. [ISI-Tier-2, JIF (2016) = 1.094, Springer].
  1. Noman, A. H. M., Mia, M. A., Banna, H., Rana, M. S., Alam, A. S. A. F., Gee, C. S., . . . Er, A. C. (2016). City profile: Narayanganj, Bangladesh. Cities, 59, 8-19. DOI: http://doi.org/10.1016/j.cities.2016.05.020. [ISI-Tier 1, JIF (2016)= 2.449, Elsevier].
  1. Mia, M.A., (2016). Microfinance Institutions and Legal Status: An Overview of the Microfinance Sector in Bangladesh. Asian Journal of Finance, Economics and Business, 3(2), 21-31. DOI: https://doi.org/10.13106/jafeb.2016.vol3.no2.21. (Non-Scopus, Non-ISI, KODISA).
  1. Mia, M. A., & Tabet, I., (2016). Does Microfinance Institution has Institutional Properties to Generate Savings? East Asian Journal of Business Management, 6(3), 11-14. DOI: https://doi.org/10.13106/eajbm.2016.vol6.no3.11. (Non-Scopus, Non-ISI, KODISA).
  1. Mia, M.A., Nasrin, S., Zhang, M., & Rasiah, R., (2015). Chittagong, Bangladesh. Cities, 48, 31-41. DOI: http://doi.org/10.1016/j.cities.2015.05.011 [ISI-Tier 1, JIF (2015) =2.051, Elsevier].

  2. Mia, M. A. (2014). Does Lending to Women affect the Revenue Generation of Microfinance Institutions? Empirical Econometrics and Quantitative Economics Letters, 3(4), 59-65. (Non-Scopus, Non-ISI, Chiang Mai University, Thailand).


Selected Publications in Books and Book Chapters:

  1. Mia M.A., Zull E.I. (2019). Housing Affordability: Measurements and Trends. In: Leal Filho W., Azul A., Brandli L., Özuyar P., Wall T. (eds) Sustainable Cities and Communities. Encyclopedia of the UN Sustainable Development Goals. Springer, Cham.
  2. Mia, M. A (2019). Promoting Tourism in Bangladesh: Policies, Issues and Challenges. In: Azizul Hasan, Tourism in Bangladesh. Routledge, (accepted).
  3. Mia, M. A. (2017). Determinants of Total Factor Productivity in Microfinance Institutions: Evidence from Bangladesh. In D. Cumming, Y. Dong, W. Hou, & B. Sen (Eds.), Microfinance for Entrepreneurial Development: Sustainability and Inclusion in Emerging Markets (pp. 197-222). DOI: 10.1007/978-3-319-62111-1_10 (Scopus, Cham: Springer International Publishing).

 

Conference Participation (presenter for all conference):

  1. Mia, M. A. Funding Structure of Microfinance Institutions: A Panel Evidence, Asian Law and Economics Association (AsLEA) Conference, Chulalongkorn University (CU), Bangkok,  Thailand, 27-28th June, 2019.
  2. Mia, M. A. Technological Change and Innovations in Microfinance Institutions (MFIs): What Matters? Seminar at SCHOLAR@SOM, School of Management, University Sains Malaysia, Pulau Pinang, Malaysia, 20th March 2019.
  3. Mia, M.A., Zhang, M., Rasiah, R., & Alam, A. S. A. F. Evaluating Productivity of Chinese Microfinance Institutions (MFIs): A Malmquist Approach. 16th Annual Conference: The Chinese Economy in the Next Decade, Shanghai-Hong Kong Development Institute, the Chinese University of Hong Kong (CUHK), Hong Kong, 15th to 16th December 2017 (Fully funded.)
  4. Mia, M.A., & Rana, M. S. Technological Change and Innovations in Microfinance Institutions: What Matters? 6th Sri Lanka Forum of University Economist, Rajarata University of Sri Lanka, Mihintale, Sri Lanka. 23rd to 24th November 2017.
  5. Mia, M.A. Evolution of Market Concentration and Competition in the Microfinance Industry: Evidence from Bangladesh, 3rd SAED conference, South Asian University, New Delhi, India. 22nd to 23rd of February 2017 (Skype presentation).
  6. Mia, M.A.  Impact of Regulatory Enforcement on Market Concentration and Interest Rates in Microfinance: Evidence from Bangladesh, AsLEA Conference, Seoul National University, Seoul, South Korea. 24th to 25th of June 2016 (Fully funded).
  7. Mia, M. A., Begum, H., Alam, A. S. A. F., Bhuiyan, F. Development of Islamic Microfinance: A sustainable Poverty Reduction Approach. Environmental Waqf: From Theories to Practices. University of Malaya, Kuala Lumpur, Malaysia. 24th May 2016.
  8. Mia, M. A. Productivity and Factors of Productivity in Microfinance: Evidence from South Asian Countries, 2nd SAED South Asian University, New Delhi, India. 18th to 19th February 2016 (fully funded).
  9. Mia, M. A. & VGR Chandran. Measuring Productivity of Microfinance Institutions in Bangladesh. International Congress of Bengal Studies (ICBS), Tokyo University of Foreign Studies, Tokyo, Japan. 12th to 13th December 2015.
  10. Mia, M. A. Market Concentration and Interest Rates in Microfinance: The Case of Bangladesh, The LPEM’s Conference on Economics and Finance in Indonesia, University of Indonesia, Jakarta, Indonesia. 30th November 1st December 2015.
  11. Mia, M. A. Market Dynamics and Multiple Borrowing in Microfinance: The Case of Bangladesh, Postgraduate Conference on Economics, Public Administration and Business (PCEPAB), University of Malaya, Kuala Lumpur, Malaysia. 5th of September 2015.
  12. Mia, M. A. Productivity and Determinants of Productivity in South Asian Microfinance: A Malmquist Approach, 1st China-UK Microfinance and rural finance Conference. Southwestern University of Finance and Economics (SWUFE) Chengdu, China. 28-29 March 2015, fully funded).
  13. Mia, M. A. Are Microfinance Institutions Productive Enough to Alleviate Poverty in Bangladesh? A Malmquist Index Approach. 7th IIUCIC, 2014. International Islamic University (IIUC) Chittagong, Bangladesh, 19-20 December 2014.
  14. Mia, M. A. Financial and Social Outreach Productivity of Microfinance Institutions: A Malmquist Productivity Approach. GS-NRIC-2014 Conference (Best Paper Presenter). University Putra Malaysia. Port Dickson, Negeri Sembilan, Malaysia. 5-7 December 2014 (Received best presenter award-fully funded).
  15. Mia, M. A. Reasons Behind the Failure of Microcredit System to Produce Expected Outcome. ASIP Conference, Nottingham University, Kuala-Lumpur, Malaysia, 3-6 August -2014 (partially funded). 

 

Newspaper Column/ Op-ed:

  1. Mia, M.A (2019). Microfinance institutions as an alternative to the poor savers. DeshSangbad, Published on 5/12/2019, Available at, http://en.deshsangbad.com/details.php?id=434
  1. Mia, M.A (2019). Onion and salt economics: Tears and fears of commoners. DeshSangbad (Country News).Published on 1/12/2019, Available at, http://en.deshsangbad.com/details.php?id=428
  1. Mia, M.A (2018): Doing business should be easier. Dhaka Tribune. Available at, https://www.dhakatribune.com/opinion/op-ed/2018/11/28/doing-business-should-be-easier, published on 28.11.2018 (updated version from the financial express). 
  1. Mia, M.A (2018): How to Upgrade Doing Business ranking. The Financial Express. Available at, https://thefinancialexpress.com.bd/views/how-to-upgrade-doing-business-ranking-1542380661, published on 17.11.2018
  1. Mia, M. A (2018). Housing Ecosystem: A Note to Policymakers. Daily Sun. Available at, http://www.daily-sun.com/home/printnews/308359, published on 13.05.2018 (updated version from the Daily New Nation).
  2. Mia, M. A (2018). Providing affordable housing. The Daily New Nation. Available at, http://m.thedailynewnation.com/news/168955/providing-affordable-housing, Published on 22.03.2018.
  1. Mia, M. A (2018). NPLs and lessons from microfinance. The Financial Express. Available at, https://thefinancialexpress.com.bd/print/npls-and-lessons-from-microfinance-1519664821, Published on 26.02.2018.

 

Collaboration


Collaboration:

Others

Others:

Awards:

  • "PhD Candidate with Highest Impact Publications" by University of Malaya, Malaysia. University Level-2018.
  • Winner of the University of Malaya 3 Minute Thesis (UM3MT) Presentation, Faculty Level-2017.
  • Bright Spark Scholarship (BSP) Award (for PhD), University of Malaya, 2014 (Feb)-2017(Feb).
  • Best Student (Overall), Kulliyah (Faculty) of Economics and Management Sciences, 29th Convocation, IIUM, 2013.
  • Best Student (Academic), Kulliyah (Faculty) of Economics and Management Sciences, 29th Convocation IIUM, 2013.
  • Best Student (Department), Department of Economics, 29th Convocation, IIUM, 2013
  • Dean's List (5 times) - (2009-2013).
  • Yayasan Khazanah Asia Scholarship Award (Malaysia) (for undergraduate)-2009 (June)-2013 (July).
  • MITI Essay Writing Competition-2012 (Participant).
  • Goi Essay Writing Competition-2012 (Participant).

 

Teaching & Research Experiences:

Senior Lecturer (Assistant Professor) (Contractual): 1st November, 2018 to present.

  • I have joined at School of Management (SOM), University Sains Malaysia (USM), Penang, Malaysia as a Senior Lecturer from 1st of November, 2018. My current role is to teach course related to finance and economics (microeconomics, entrepreneurial finance and etc.) to undergraduate student, supervise master’s and PhD student and, conduct research.

Research Assistant: September, 2017-April, 2018

  • I have worked as a research assistant for the project title “Creating Sustainable Value in South East Asia: The Role of Microfinance”. The project is funded by the Centre for Poverty and Development Studies (CPDS), Research Grant (PD002-2017), Faculty of Economics and Administration, University of Malaya, Kuala Lumpur, Malaysia.

Internship: July, 2017- August, 2017

  • I worked on a research project titled “A Study of the Affordable Housing Policy Frameworks & Experiences in the South Asia Region” at South Asia Regional Department (SARD), Asian Development Bank (ADB), Manila, Philippines.

Tutor (teaching): July, 2010 - June,2013

  • Three years of teaching experience in several undergraduate courses including, microeconomics, macroeconomics, financial management (1&2), and business mathematics at International Islamic University, Malaysia.

 

Guest Speaker/ Trainer/Visiting Lecturer:

 Visiting Lecturer: 28th October 2019 to 8th November 2019 (fully-funded)

  • I have successfully completed two weeks Visiting Lecturer program at Guizhou Normal University, China.

Speaker: 10th October, 2019

  • I have conducted a seminar in “Research to Publication: A Journey” as an invited speaker for Postgraduate Research Workshop II/2019 at the School of Housing, Building and Planning, Universiti Sains Malaysia (USM), Pulau Pinang, Malaysia.

 Trainer: 24th September, 2019

  • I have conducted a workshop in “Data Envelopment Analysis” as an invited trainer for master’s and Ph.D. student at Putra Business School, University Putra Malaysia (UPM), Kuala Lumpur, Malaysia.

 Speaker: 7th June, 2019

  • I have conducted a seminar in “Ethical Issues in Research: Plagiarism” as an invited speaker for master’s and Ph.D. student at the Faculty of Business and Accountancy, University of Malaya, Malaysia.

Speaker: 30th May, 2019

  • I have conducted a seminar in “Ethical Issues in Research: Plagiarism” as a guest speaker for master’s and Ph.D. student at School of Humanities, University Sains Malaysia (USM), Pulau Penang, Malaysia.

Speaker: 23rd April, 2019

  • I have conducted a seminar in “Ethical Issues in Research: Plagiarism” as a guest speaker for the 37th School of Management Postgraduate Colloquium, University Sains Malaysia (USM), 23rd Pulau Penang, Malaysia.

 Special Lecture: 20th October, 2017, 26th of March, 2018 & 1st April, 2019

  • I was invited by Dr. Yoomi Kim to give a special lecture on Asian Development Bank (ADB) and its role on development in the Asian region to final year undergraduate students at Chonbuk National University (2017) (twice) and Ewha Womans University (2018), South Korea.

 Speaker: 5th December, 2018

  • I have conducted a workshop on “How to get published: A guide to novice researcher” at School of Management, Universiti Sains Malaysia (USM).

Trainer: 18th September to 19th September, 2018

  • I have conducted two days’ workshop on Advanced Econometrics at Northern University of Bangladesh (NUB).

Trainer: 13th September to 16th September, 2018

  • I have conducted two four days’ workshop on Advanced Econometrics Techniques by STATA at International Islamic University Chittagong (IIUC).

 Trainer: 18th July, 2018

  • I have conducted one day workshop on Data Envelopment Analysis at Universitas Indonesia (UI), Depok, Indonesia.

 Trainer: 14th July, 2018

  • I have conducted one day workshop on Data Envelopment Analysis at Northern University of Bangladesh (NUB), Dhaka, Bangladesh.

Guest Speaker: 28th June, 2018

  • I have conducted one day workshop on Data Envelopment Analysis (DEA) at North South University (NSU), Dhaka, Bangladesh.

Resource Person: 5th to 9th May, 2018

  • I have conducted a workshop on “Data Envelopment Analysis (DEA)” at International Islamic University Chittagong, Bangladesh.

 Lead Rapporteur: 5th to 8th December, 2017

  • I was the lead rapporteur for a conference organized by Malaysian Economic Association (MEA).

 

Editorial Activities:

Associate Editor: The Journal of Business, Economics and Environmental Studies (2019-2021).

Guest Editor: Mia, M. A (2019). Sustainability of microfinance programs: issues, challenges and solutions. The Journal of Development Practice (in press).

 

Journal Reviewer (Reviewed one or more from the same journal):

  1. Poverty & Public Policy
  2. Sage Open
  3. Asian Academy of Management Journal (AAMJ)
  4. Development Studies Journal
  5. Journal of the Southeast Asian Economies
  6. Journal of Economic Surveys
  7. Economic Research-Ekonomska Istraživanja
  8. Journal of the Asia Pacific Economy
  9. Quarterly Review of Finance and Economics
  10. Cities
  11. East Asian Journal of Business and Management
  12. Emerging Market Finance and Trade
  13. International Journal of Industrial Distribution and Business
  14. Economic Analysis and Policy
  15. Reviewer for a Book Chapter in Palgrave Macmillan
  16. Development in Practice
  17. International Journal of Social Economics
  18. The Chinese Economy
  19. Social Indicators Research
  20. Enterprise Development and Microfinance
  21. African Journal of Science, Technology, Innovation and Development
  22. Journal of Economics and International Finance

 

Affiliated Membership:

  1. Young Scholars Initiative (YSI) (member) (2019-present).
  2. International Society of Environmental and Rural Development (ISERD) (member) (2012-present).


Skills:

  • Panel Data Analysis
  • STATA
  • Data Envelopment Analysis (DEA)
  • Eviews
  • SPSS
  • Microsoft Office